Financial Literacy
Credit can be confusing to understand and maintain. Advantage Credit breaks down the myths about credit, how you play a role in increasing your credit score and challenging long held credit beliefs. Read the article here.
Reading
Junior Learning outlines five benefits of reading on their blog with detailed explanations on expanding our knowledge and practice on reading habits. Reading is an essential component of financial literacy. Although mortgage loan paperwork can be considerable, it does enhance your knowledge and increases your financial literacy skill set.
Financial Literacy
Home loans for first responders such as police officers, fire fighters, public safety officers, paramedics, EMT’s, educators, medical personnel and civil servants may qualify for a grant that gives 2.5-3% Down Payment Assistance for the purchase of a first home. Using this program can save borrowers potentially thousands of dollars.
Financing Tip
First Time Homebuyers can save money on the down payment and share the accountability of the mortgage loan, property maintenance and liability. There are many programs for First Time Homebuyers that may assist in Down Payment Assistance, and Closing Costs.