Credit Repair

Credit repair companies may assist borrowers with increasing their FICO score to qualify for more competitive interest rates. A few points can make a difference in any interest rate environment. We turn to credit agencies that specialize in credit repair to assist borrowers along the way. If a borrower takes a higher interest rate in the beginning, a refinance 6 months or more down the road when the credit issued has been worked on and fixed, may qualify for a refinance with a more competitive interest rates.

Credit Repair Resources for Mortgage Lending

• My Credit Guy-Credit Restoration-Click here. They offer videos and over the phone consultation to help find the source of the credit issue. Work on fixing the source of the credit issue with this team!

• Money.com offers several partner companies offering credit repair services. Our suggestion is always read the fine print and ask questions upfront so there are no surprises. This gives a breakdown of credit repair companies that may be the right fit for your needs. Click here.

• Equifax-There’s some great tips from one of the top three credit bureaus on credit repair services. Take a quick read here before committing your time and money. Click here.